Your Trusted Guide to Home Exemption in South Florida: When & How to Apply

What Is a Homestead Exemption?

In simple terms, a homestead exemption is a legal provision that can reduce the taxable value of your primary residence. That means lower property taxes—and who doesn’t love that? In Florida, the exemption can knock off up to $50,000 from your home’s assessed value for tax purposes. Plus, it offers added protection from certain creditors.

Who Qualifies?

• You must own and occupy the home as your primary residence as of January 1 of the year you’re applying.

• The property must be in your name (or jointly with a spouse or co-owner).

• Only U.S. citizens or eligible permanent residents can apply.

When to Apply

The golden rule: Apply by March 1 of the year you want the exemption to take effect. If you miss this date, you’ll have to wait until the following year—so mark your calendar!

How to Apply: Step-by-Step

• Visit your county property appraiser’s website (for example, Miami-Dade, Broward, or Palm Beach).

• Most counties offer online applications—quick and easy!

• Gather your documents:
  
  
  • Florida driver’s license or ID card showing your property address
  
  
  • Florida vehicle registration
  
  
  • Voter registration card (if you vote)
  
  
  • Proof of residency (utility bill, etc.)
  
  
  • Social Security numbers for all applicants
  
  
  

• Fill out the application form and upload or present your documents.

• Submit—and you’re done!

Extra Tips & Important Details

• If you move or no longer use the home as your primary residence, you must notify the property appraiser’s office.

• Homestead exemption also caps how much your assessed value can increase each year, thanks to Florida’s “Save Our Homes” law.

• There are additional exemptions for seniors, veterans, and people with disabilities—be sure to ask if you qualify!

Final Thoughts

Applying for homestead exemption is a simple move that can save you thousands over the years. Don’t wait—get your documents ready and apply before March 1! If you have questions or need help, your county property appraiser’s office is just a phone call or email away—they’re friendly and ready to assist.

Wishing you all the best as you settle into your South Florida home! 🏡🌞